In the church today, even though we can articulate the gospel message, and even though we can recite John 3:16 from memory, many of us are depending on ourselves to earn forgiveness; we're depending on our obedience to the law to earn salvation. However, according to Galatians 3, by doing so, we remain under the wrath of God. We're saved only by the grace of God through faith in Jesus. This message can be heard or downloaded at http://www.archive.org/details/InGodWeTrust_414